Publications

Established in 2012 in Lagos (Nigeria), Jumia operates in 14 countries. This leader in the e-commerce space, which the Financial Times has described as Africa's “first unicorn”, has had to deal with the same challenges as its western counterparts in terms of procurement, logistics, etc. However,...

In late 2018, Orange and MTN Group announced a joint venture, Mowali, to enable payment interoperability across Africa. A look back at this sea change in the world of digital financial services. What is the reasoning behind the Mowali project? We have been talking about interoperability for a...

According to the GSMA, there were nearly three million mobile money agents operating worldwide at the end of 2017. These agents play a key role in the operation of mobile payment services. Formerly the preserve of telecommunications operators, independent agent networks are now also being set up...

Telecommunications operators have built the success of mobile money on a set of differentiating assets. For a long time, they enjoyed exclusive access to these resources. Other players could neither replicate nor buy them, which effectively shut them out of the mobile money market or considerably...

GAFA1 and BATX2 have been engaged in the financial services sector for several years now. While their strategies and models vary according to the location, they have transformed the sector in under five years. These perpetually successful digital economy players now enjoy a prominent market...

Availability and performance of mobile networks contribute to making access to information and to numerous services easier for citizens and companies, thus simplifying both their life and business. They are in that sense fundamental levers for economic and social development.Improving the quality...

Agriculture is a dominant industry in developing countries, yet farmers often struggle to earn a living income: in 2015, 85% of people below the poverty line lived in rural areas. Low productivity, climate hazards and difficult access to high value-added markets are the main barriers to...

Since 2003, the World Bank Group’s Doing Business report annually measures the ease of doing business for small and medium-sized enterprises around the world to attract investment, improve competitiveness, and promote job creation. Doing Business reports shed light on the design of national...

Digital technology has an impact on the governance of organizations. It profoundly changes the way management takes place in the private sector as well as the governance of public organizations and the training of State civil servants. It implies adopting a continuous improvement approach. It is...